Samantha Evans Law assists clients in the Florence & Covington, KY area with debt consolidation. One of the worst parts about being in debt is juggling multiple lenders and managing complicated payment schedules. Debt consolidation allows you to take out one big loan to pay all of your debt-so you only have to deal with a single lender.
Looking for ways to relieve the burden of unmanageable debt? Here are three benefits of debt consolidation to consider:
Your interest rate with your new lender will probably be lower than rates from other lenders
You'll have fewer bills and payments to manage each month
You'll be less likely to make late payments
By consolidating your debt, you'll make it easier to keep up with payments and pay off debt as quickly as possible. Call Samantha Evans Law today to speak with a debt relief attorney in Florence, KY about the advantages of debt consolidation.
Under the Fair Debt Collection Practices Act (FDCPA), consumers have rights that protect them from illegal debt collection practices. If a creditor violates your rights by engaging in illegal debt collection tactics, it is considered creditor harassment, and the creditor can face significant legal consequences.
If you’ve been dealing with a creditor that is harassing you to collect debt, you may feel scared, hopeless, and unsure of what you can do to put an end to the maltreatment. When a creditor calls you at work, makes phone calls to your family members, verbally insults you, or threatens to take certain types of legal action against you, it’s time to consult with a debt collection attorney like Samantha Evans Law.
Samantha Evans Law can advocate for you when you are too frightened to deal with your creditors on your own. Once engaged, Samantha Evans Law can intervene on your behalf and inform your creditors of your rights under the FDCPA. If your creditors continue to unlawfully harass you, Samantha Evans Law can take legal measures to put an end to their abuse and report their illegal behaviors.
If you’ve been a victim of illegal debt collection practices, you do not have to suffer alone. Call today and speak with an attorney who can help put unruly creditors in their place.